Category Archives: 3 Economics

Podcasts for College Funding and YOU

For all things college – go to our website – building a better

This college funding thing is critical.  And knowledge is power.  With that in mind – it is vital that you thoroughly understand each of the terms listed below.  We will  take a Common Assessment that will revolve around each of those terms listed below.  However, more important is that you know exactly what this stuff is all about.  These podcasts will help you acheive these ends.

Also, since this whole college thing is dependent on a team effort between you and your parents, a great way to study for any upcoming test, would be for you and mom and dad to sit down together and listen to each of the following podcasts.  In fact, go here if you’d like an extra credit assignment that you and your folks can discuss together.  Talk about each one.  Make sure that everybody is on the same page.  Use this as a way to begin your college search…

The Basics when it comes to “Paying for College”

Podcasts in blue / Websites in red

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Filed under 3 Economics

DO NOT BE AFRAID of reasonable college loans…

Don’t panic on this College Loan thing…

The only thing worse than signing any and every single college loan application that comes across your plate – without knowing the long term implications, is to sign nothing.  You cannot be afraid of all loans.  You cannot procrastinate the situation, refuse to look at taking on some debt, and not go to college because you may have to face a reasonable monthly bill for getting an education.  Be smart.  Do your homework.  Weigh the pros and cons of the price tag of various college programs and do a little comparison shopping here.

look at it this way…

Think of all of those high school seniors who will go straight from school into the workforce…most likely into an underpaid and dead end service sector job, with bad or non existent health care benefits.  Many of those kids use their new found wealth to buy a new car.  Well, lets look at some of the comparisons.

  • 2012 Toyota Camry – costs $22,500 + $1,350 (tax) title and extras = $25,000
  • $25,000 loan for 63 months at 3.67% interest – $440.44 month – total loan $27,747

So here’s your opportunity cost:

  • $25,500 average debt for a college grad in 2010
  • $293 a month loan repayments for ten years
  • Total Loan – $35,214
  • $25,000 – 2012 Camry (title, tax, license)
  • $440 a month loan repayments for five 1/2 years
  • Total Loan – $27,747

And once you have a degree according to 2008 statistics:  

  • The avg earnings of full-time worker with a bachelors degree – $55,700
  • The avg earnings of full-time worker with a high school diploma – $33,800
...just do the math.  
Plus going to college can be an exciting and life changing experience. Don’t you dare give into fear.

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Economics Assignments – Third World Poverty

You have four assignments dealing with the issues of  Poverty and Education, Women, and Micro-financing in the third world.  Go  here for information regarding each of those assignments.  And check the Blendspace below.

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Filed under 1 Senior Current Issues, 2 Government, 3 Economics

Post for Economics – College Talk

The following are posts for College Talk – that I need in PDF form on a blog in order to link them in PDF form to Schology – so this is in essence just a holding tank for these forms…

January 1,2016 – Link to Part III – Award Letters.pages

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